Nikhil Kassetty is a distinguished AI and fintech thought leader with over 13 years of experience in AI, cloud computing, and digital transformation. He specializes in modernizing payment systems and implementing AI-driven financial solutions to drive innovation in the financial sector. His expertise spans telecom, fintech, retail, and government industries, where he has successfully delivered transformative solutions in complex and highly regulated environments. Beyond his technical contributions, Nikhil is a sought-after speaker, mentor, and judge for various technology conferences, industry events, and award programs. He actively shares insights on AI, fintech, and digital finance, inspiring professionals and emerging leaders to navigate the evolving tech landscape. With a strong commitment to fostering innovation, he plays a pivotal role in shaping the future of financial technology through his thought leadership and strategic guidance.